I was thinking to use credit card to buy HDTV and pay by installment for 2 years, but I still cannot afford to pay for the monthly installment due to my financial problem. I think I have to settle all my debt first before purchasing HDTV, may be I can buy it after next year. Actually I’m impatience to buy new HDTV because my old HDTV has been damaged, I need to change a new ones. Too bad, I have no money now!